Berry's Jewelry & Loan Co. of Madison

“Proudly Serving Nashville for Over 43 Years”

About Our Loans

At Berry's Jewelry & Loan, we give higher offers and give you cash instantly! Your items are held for 90 days, 30 days longer than state law requirement. Our flexible terms make your loan renewable within the 90 day period!

We have been in business for over 43 years and have the experience you can trust with your valuables. Come to Berry's Jewelry & Loan Co. for your next loan and see the "Berry's Difference!"

Don't want a loan? We will buy your item instead! Check out our What We Buy page for more information on items of interest.


How Does a Pawn Loan Work?

A Pawn Loan is a collateral loan based on the value of an item you wish to use in exchange for a loan. All loans will be given a 90 day contract and predetermined payment plan with interest.

What Can Be Pawned?

Many items of value are considered at Berry's. Please see our What We Buy page for a list of items we are interested in purchasing.

What Do I Need to Have to Pawn My Valuable?

Your item and a valid State or Government issued photo I.D.

When Will I Get My the Cash for My Item?

Instantly. Most loans are paid in cash although larger amounts could be in the form of a check.

How Much Interest Will I Pay?

For example, if you borrow $200 as a pawn loan and you pick it up within 30 days, it would cost $240. Service Charge amounts can vary depending on loan size, giving consideration to large loan amounts. All interest and service charges are regulated by State and Local law.

Loan Payment Information:

What If I Miss A Payment?

Unlike other pawn stores, Berry's will hold your items for a full 90 day and will return your items when payment in full is made. Loans are also renewable during the 90 day period.

What If I Am Unable To Pay My Loan In Full?

No Problem! Berry's has an easy monthly payment amounts so that you can renew your loan to be held for longer.

What If I Do Not Pay Off My Loan?

If you do not pay off your loan with interest, or renew your loan in the 90 day period, your items are subject to being sold.

Do I Need Good Credit?

No! Berry's does not check your credit rating and we do not report to any credit bureaus.

What About My Privacy?

Berry's does not sell or share your private information wtih any other company or organization. Your privacy is safe with us.

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